decluttering

Decluttering to Become Debt Free

If you follow frugal living blogs or social media accounts, one common message you may find is encouraging people in decluttering their possessions in order to live more intentionally. At first, I was puzzled by this, because if I’m spending less, surely I want to hold on to the things I do have?   However,…Read More

Save money on Christmas NOW

Save money on Christmas NOW November is already here, and if you haven’t done anything to prepare for the C word yet, do not despair! In an ideal world you will already have money budgeted, but I know this isn’t always the case. So what can you do to save money on Christmas now? Here…Read More

smart bank

How Smart bank accounts can help manage your money

Smart bank accounts have been a massive help to me in becoming debt free. One of the biggest game changers for me in terms of managing my money better was using the piggybanking or virtual cash envelope system, which is basically to have several different pots for monthly expenses. You can read more about how…Read More

Organise your goals with a Bullet Journal

My Bullet Journal is such a useful tool. I use it to track my monthly goals, organise my appointments and to-do lists, keep track of spending and much more! Read on to discover how. What is a Bullet Journal? A Bullet Journal is basically an orgainser, planner, diary and whatever else you want it to…Read More

My January 2019 goals overview

My January 2019 Goals Overview Better late than never! After posting my overall 2019 aims this post is a bit later than normal. I have had a fantastically long Christmas break as I’m not back at school until Tuesday, so now the chaos of Christmas and New Year is over I’ve had a bit of…Read More

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