My midyear 2019 goal review

My midyear 2019 goal review. I’m not sure how we’re halfway through the year already! I thought it was a good time to review my goals for 2019 that I laid out in January. Back then I split the goals into 3 main areas – Money, Self and Blog. The money is the important one!…Read More

How Smart bank accounts can help manage your money

Smart bank accounts have been a massive help to me in becoming debt free. One of the biggest game changers for me in terms of managing my money better was using the piggybanking or virtual cash envelope system, which is basically to have several different pots for monthly expenses. You can read more about how…Read More

5 ways to make birthdays more affordable

Christmas is one area that gets a lot of focus when it comes to preparation and saving, but if you are on a tight budget, birthdays can be an area that gets overlooked financially. This is especially true if you are a parent with children to buy for, as well as a multitude of parties…Read More

6 things I stopped buying to get out of debt

One of the reasons I thought of the name Skinny Spending for my blog was the fact that I needed to put myself on a money diet in order to pay off my credit card and afford to live on a part time wage.   What I didn’t expect to learn upon the way was…Read More

Debt free

We’re debt free- What next?

By the end of April 2019, I hope to have completed Dave Ramsey’s Baby Step 2, which is to have paid off all debt other than the house. I am really pleased at how far we’ve come with this in a short space of time, it has not been without sacrifice but at the same…Read More

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