sinking fund

What is a sinking fund and why do you need one?

What is a sinking fund and why do you need one?   When sorting out a budget, the rules can be simple enough. Work out your monthly expenses, including any debts and spending money, and if you’re super savvy, put the rest into savings and investments. For a lot of us, the latter might not…Read More

Top Tips for buying a property in 2021

Top tips for buying a property in 2021   According to recent statistics, the number of people moving house in the UK dropped by over a third in the first 6 months of 2020, which, considering the circumstances, may not be too surprising. However, despite this slump it was reported that house prices in November…Read More

last minute christmas gift ideas

Last minute Christmas Gift ideas under £20

Last minute Christmas gift ideas under £20 I’m usually pretty organised with Christmas shopping. I set money aside automatically with Plum all year, and I take advantage of Black Friday deals to get the bulk of my present buying done before December hits. However, I can also relate to that last minute panic of realising…Read More

Money Saving Ideas Using Smart Technology

Image: Pixabay Money saving opportunities spring up everywhere, in every single aspect of your life. It might be during your weekly shopping, in your utility bills or by making lifestyle changes. For instance, we have already told you about 5 Ways to Save Money on Your Grocery Shopping, exploring the methods by which your weekly shop can…Read More

small business gift guide

Gift Guide 2020: Shop Small This Christmas

This post contains affiliate links. Gift Guide 2020 Christmas might be a little different this year, but at the time of writing we are all keeping our fingers crossed for the chance to see our wider social network. We also know that millions of jobs and businesses are at risk due to the current restrictions,…Read More

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