Tesco Clubcard: Best Ways To Earn, Redeem and Maximise Rewards

Tesco Clubcard is one of the longest running and best known supermarket loyalty schemes in the UK. Originally launched in 1995, it has attracted over 17 million members and was widely regarded as one of the best loyalty schemes in the UK for the offers available.

However, it has undergone many changes over the years and some of its more lucrative offers, such as swapping your points for partner offers worth quadruple their value, are sadly no longer available.

So is it still worth getting a Tesco Clubcard in 2023? In this post, we’ll dive into everything you need to know about maximising your clubcard points for the best possible offers.

What is Tesco Clubcard?

For those unaware, Tesco Clubcard is a loyalty scheme where customers can earn Clubcard points every time they shop at Tesco, including groceries, household goods and toys, F&F clothing, Tesco petrol stations, Tesco mobile and online shopping.

In order to earn points, simply scan the barcode on your physical card or  Clubcard app at the till. If you are shopping online and your card is registered to your account, the Clubcard points will be collected automatically. 

Are any products excluded from earning Clubcard points?

The following products are excluded from earning Clubcard points:

• Tobacco and tobacco related products, 
• Lottery, 
• Stamps, 
• Prescription medicines, 
• Infant formula milk, 
• Tesco gift cards, 
• 3rd party gift cards, 
• Saving stamps,
• In-store concessions

How many Clubcard points do I earn per spend?

If shopping online or in-store, you will earn 1 point for every pound you spend. This includes groceries, F&F clothing, household goods and toys, as well as Tesco mobile. See this page for more details.

For petrol, the rate is reduced to 1 point for every £2 you spend. 

If you have a credit card with Tesco Bank, you can also earn 1 point for every £4 you spend.

How much are Clubcard points worth?

Tesco points are redeemable at the rate of 1 point equals 1p. See this table for quick comparisons:

• 1 Clubcard point = 1p
• 2 Clubcard points = 2p
• 100 Clubcard points = £1
• 200 Clubcard points = £2
• 500 Clubcard points = £5
• 1,000 Clubcard points = £10
• 2,500 Clubcard points = £25
• 5,000 Clubcard points = £50

How can I redeem my Clubcard points?

There are a number of ways to redeem your Clubcard points. Firstly, you can choose to convert them straight to a money off voucher to spend in Tesco once you have collected a minimum of 250 points. This can then be converted into a voucher to the equivalent points, so for example 1000 points would get you a £10 voucher.

There are also ways to redeem your Clubcard points with partner offers that offer better value for money that we will look at below.

Maximise your Clubcard points up to x3 their value

With Tesco’s partner offers, you can currently maximise your Clubcard points up to 3 times their value. So for example if you had 800 points, that equates to £8 in store, but £24 to spend at a partner retailer, which can work out to be a fantastic deal provided it is something you wanted in the first place.

But be quick – Tesco have recently announced that they are changing their reward scheme from June 2023 to now exchange for double rather than triple points.

What reward partners are available for triple Clubcard points?

You can access a full list here, but to give a quick overview triple points partner retailers include:

Eating Out

• Pizza Express
• Brewer’s Fayre
• Bella Italia
• Cafe Rouge
• Prezzo

Travel

• Railcard – all options
• Royal Caribbean
• National Express
• RAC
• McDonald Hotels

Days Out

• Cineworld
• Alton Towers
• Legoland Resort
• Sealife Centres
• RHS membership

With the rewards set to reduce from triple to double value in June 2023, make sure you take action soon to maximise the value of your current points.

Make sure you do a price comparison first

Although at first, some of the Clubcard offers look like you are getting a big discount, it pays to shop around and check that this is the case particularly for membership services such as RAC. 

You might find this cheaper on price comparison websites such as MoneySupermarket, or even on offer through sites such as Topcashback. Of course, you still might prefer to spend your vouchers on this cost and get it for “free” even if it works out slightly more expensive.

If in doubt, I would opt to spend the Clubcard vouchers on something you know won’t be on offer elsewhere, such as exchanging for restaurant vouchers.

What are Clubcard prices?

Clubcard prices were first trialled by Tesco in May 2019, before being rolled out in 2020, where certain products were marked up on special offer but only eligible to purchase at the reduced price to Clubcard holders. 

Tesco have since expanded the range of Clubcard price offers, meaning that it makes sense to be a Clubcard holder even if you only occasionally shop at Tesco. 

In a surprising move, Tesco also made their F&F 25% off clothing sale exclusive to Clubcard holders, otherwise without one shoppers would pay the original full price.

Are Clubcard prices cheaper than elsewhere?

Here is a sample price comparison from April 2023 on Clubcard prices, versus the Tesco original price, and the lowest price elsewhere.

Item	Clubcard Price	Tesco Price	Cheapest elsewhere according to Trolley.co.uk
Kelloggs Cornflakes 720g	£2.50	£3.00	£2.50
Cathedral City Mature Cheddar 550g	£4.00	£5.50	£4.50
Gordon’s London Dry Gin 1l	£17.00	£22.50	£18.00
Philadelphia Original Soft Cheese 280g	£2.25	£3.25	£2.25
Birra Moretti 12 x 330ml Beer bottles	£13.00	£17.00	£15.00
Nescafe Azera Americano Instant Coffee	£3.50	£6.00	£3.39
Pg Tips 80S Pyramid Teabags 232G	£2.00	£3.00	£2.19
Richmond 8 Thick Pork Sausages 410G	£1.50	£2.30	£2.20

As you can see with this small sample of products, the results are varied. Some Clubcard prices are cheaper than anywhere else (at the time of publication), while others are matched or even cheaper elsewhere.

For example, the Nescafe Azera looks like a bargain at £3.50 instead of the usual £6.00, but almost every other supermarket was stocking it at £3.50 anyway, with B&M having it even cheaper at £3.39.

On the other hand, the Richmond sausages clubcard price was a “true” bargain, as everywhere else matched Tesco’s full price of £2.20.

At the end of the day there are always going to be price variations and no one supermarket is going to be the cheapest for every product, but sometimes the amount you’re saving may not be as bigger bargain as the Clubcard prices make out.

However, lower prices in any format have to be good news and if you are already a Tesco shopper, you’ve got nothing to lose with Clubcard prices.

How to Join Clubcard

Signing up for a Tesco Clubcard is completely free. Simply head to the Tesco website to register for an account and opt in to Clubcard on signup. You can then download the Tesco Grocery & Clubcard app where you can access your digital Clubcard.

Clubcard used to be a separate app, but this was streamlined in 2022 and the old Clubcard app expired in April 2023.

Do I get any other benefits with Clubcard?

In addition to Clubcard points, in the Tesco Grocery & Clubcard app there is also a voucher section. Money off coupons will appear here for you to scan and use in store. These are personalised to each customer based on their shopping habits.

What is Clubcard Plus?

Launched in 2022, Clubcard Plus is a new subscription service, billed at £7.99 a month. You can currently get a 30 day free trial of Clubcard Plus to see if it’s right for you. Personally, I don’t think it’s worth the subscription but if you can save more than you spend with it then it could be worth it for you.

Basically, for your £7.99 you get two shops per month for 10% off, plus unlimited 10% off F&F clothing and other Tesco brands including Carosel (Toys), Go Create, Fred & Flo (Baby) and Fox & Ivy (Homeware) .

Clubcard Plus is an add on paid subscription, so you don’t need to have it to access any of the other offers in this post.

Is it worth getting a Tesco Clubcard in 2023?

As Clubcard is completely free, I would say it is definitely worth getting one even if you are only an occasional Tesco shopper like myself. Although it is not where I regularly buy my groceries, I might fill up at a Tesco petrol station or pop in when I am nearby, so it makes sense to collect Clubcard points on these occasions.

Now with the launch of Clubcard prices, I would be reluctant to buy something at the higher price, especially when this can be as much as £3 difference on a bottle of wine.

Tesco Clubcard FAQs

Do Tesco still send Clubcard points updates through the post?

Previously, Tesco sent Clubcard point updates, along with vouchers, thought the post 4 times a year. This was overhauled in 2022 so that only customers who specifically opt in to receiving them via post will do so. 

For everyone else, vouchers and points will appear on the app. The good news is, your points will be visible a few days after your spend, rather than having to wait for an update every 3 months.

Is Tesco Clubcard free?

Yes, Tesco Clubcard is completely free. It is only Clubcard Plus which is an optional paid subscription.

Do Clubcard Points expire?

Yes, Clubcard points expire after 2 years, so make sure you redeem them in good time.

My Tesco Clubcard points have disappeared

Tesco advise that it takes a few days for points to appear after shopping, so keep checking the app. There is also the possibility that they were over 2 years old and have expired.

If new points from a recent shop still don’t appear after a few days, you can go back into store with your receipt within 14 days of your shop.

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